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Financial Options

Affordable Payment Plans & Financing

We believe that budget concerns should never stand in the way of your optimal dental health. Discover our flexible financing partners and in-office membership plan.

Stress-Free Financing

Flexible Payment Options tailored to your budget

The cost of your treatment may vary depending on your individual needs and treatment plan. Dr. Wagar and our friendly office staff discuss the cost of your treatment and available payment plan options before any work begins, so you can make the best choices for your smile. We work closely with insurance providers and offer direct, modern financing solutions so you can focus entirely on your health.

Whether you are looking to cover a routine cleaning, structural crown work, or cosmetic enhancement, we accept all major credit cards and partner with premier third-party healthcare financing lenders to bring you low, comfortable monthly payment structures.

Friendly team member explaining payment options
Financing Partners

Finance Your Care Over Time

We partner with leading national healthcare finance lenders to offer comfortable monthly installment structures, some with 0% interest promo periods.

Cherry Financing

Cherry Financing

Get treated now and pay over time on your own terms. Cherry offers instant decisions with high approval rates and options with 0% APR. No hard credit checks to apply.

CareCredit

CareCredit

CareCredit functions like a dedicated medical credit card. It features short-term interest-free options for qualified procedures and predictable low fixed rates for larger treatment plans.

LendingClub

LendingClub

Offering medical loan plans with simple, transparent monthly terms. There are no upfront payments, no prepay penalties, and budget-friendly fixed rates with flexible payoff schedules.

Proceed Finance

Proceed Finance

Designed specifically for comprehensive dental work like full arch restorations and implants. Proceed Finance provides some of the longest payoff schedules with low interest and high limits.

No Insurance? We Can Help!

Our In-Office Dental Wellness Plan

For patients without traditional dental insurance, our in-office Dental Wellness Plan provides a smarter, direct alternative. We skip the insurance middleman to pass significant discounts directly onto you.

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NO Annual Maximums

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NO Deductibles to Meet

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NO Waiting Periods (Use Today)

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NO Pre-existing Exclusions

* Every patient is guaranteed acceptance. No denials, no pre-authorizations required.

Best Value

Wellness Plan Benefits

Guaranteed Care Package

  • 2 Routine Professional Cleanings / Year
  • All Necessary Screenings & X-Rays
  • Significant Discounts on Major Treatments
Enroll or Learn More
Maximize Benefits

We Maximize Your Dental Insurance Benefits

Benson Hill Smiles accepts most major dental insurance plans. Our highly experienced office staff will file claims on your behalf, verify your available benefits, and provide detailed out-of-pocket estimations before treatment begins. We strive to make utilizing your coverage as simple and direct as possible.

Most

Major Plans Accepted

Direct

Claims Filing

Accepting Insurance and Dental Care Coordination
Cherry Financing

Prequalify with Cherry in Seconds

Check your options, estimate monthly payments, and see how it works, with no impact to your credit.

Ready to See Your
Perfect Smile?

Explore our smile gallery to see the real-life transformations we've achieved for our patients. Your new smile starts with a conversation.